Reference

Terms and Conditions for Indonesia Accounts

These Terms and Conditions set the rules for your account, deposits, withdrawals, and request handling on rupiahtotocom.

Account rulesLocal law appliesDANA, OVO, GoPay, QRISClear record checks
rupiahtotocom Terms and Conditions for Indonesia Accounts
CONTACT PATHS

How to reach us about terms

If you want to check a rule before you send money or close an account, contact us through live chat, WhatsApp, or email.

Live chat Send the page and your account name in live chat, then we can check terms questions, login issues, or a payment reference. We answer daily from 09:00 to 23:00 WIB.
WhatsApp Use WhatsApp for short requests when you need a quick read on a rule, a document check, or a request to update your details. We keep the same service hours and reply in order.
Email Email us when you want a written record of a terms question, correction request, or account closure request. Include your username, the date, and any wallet reference so we can verify faster.
DATA AND ACCESS

How we handle account data

We store only the account details we need to run the wallet record, check access, and handle a dispute.

Account records

We keep your registration details, login logs, and payment references to run the account and settle disputes. For DANA, OVO, GoPay and QRIS, we compare the sender details and the transaction time before confirmation.

Cookies

Session cookies help us keep you signed in, remember language choice, and load the same terms page after you return. You can clear them in your browser, then sign in again when ready.

Security

Keep your password private and avoid shared devices where possible. If you change phones or lose access, contact us so we can help close the old session and check the login trail.

Retention

We retain account and transaction records while your account stays active and for the period needed to answer disputes, recover balances, and meet local legal or payment-trace requirements.

Change requests

If your name, phone number, or wallet reference is wrong, send a correction request through support. We may ask for matching ID and a recent transaction proof before we update the file.

Access limits

When local law does not permit access, or when an account fails verification, we may restrict the session until the issue is cleared. You can ask support for the exact reason and next step.

Common questions about these terms

These answers cover the rules that matter before and after you open an account: eligibility, wallet checks, correction requests, record retention, and how we handle updates. If something is unclear, contact us through live chat, WhatsApp, or email and include your username plus the page section you want checked. We keep the wording aligned with local law and only make access available where that law permits.

They cover account creation, login use, deposits, withdrawals, record keeping, and how we handle rule changes. They also explain where access depends on local law and when we may ask for a verification step.

Yes, if your account details match the wallet or bank record we use for checks. A name mismatch, reversed number, or wrong reference can delay confirmation until support reviews the transfer.

Send your request through live chat, WhatsApp, or email with your username, the detail to change, and any proof that supports it. We may ask for a recent payment trace or ID match before updating the file.

We may pause the account, request a fresh check, or ask you to send the transfer reference again. This protects the account record and helps us avoid the wrong wallet being linked.

We keep active-account records and any related transaction logs for as long as needed to run the account, resolve disputes, and meet retention periods required by local law or payment reconciliation.

Use support if you want the current version explained or if you think a change affects your account. We can point you to the updated page and note the date it took effect.